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Guidant Financial Group

Funding a Business With Your IRA or 401(k)

Learn how to use your existing IRA or 401(k) to fund the purchase of a business, franchise or even pursue active real estate investments!

Many entrepreneurs looking for capital to start a business would traditionally seek SBA financing or home equity. Very few understand the possibility or power in using retirement plans as a funding source (without taxes or penalties) instead of debt-financing options!

IRA Business Financing

The IBF Program - IRA Business Financing

IBF Program

The objective of the IBF program is to utilize funds that you currently have in IRAs, or possibly 401(k) plans, as your capital in a new entrepreneurial business or franchise business without having to pay income taxes or tax penalties on distributions. A secondary objective, or benefit, is that if sufficient funds are available from these sources, you may be able to totally avoid dealing with the Small Business Administration and obtaining funds through commercial banks. Using the IBF program, you will probably be in business before you can fill out and submit all the material that the SBA and a commercial bank will want.

IRA Rollover Solutions

Franchise Funding Solution

Actively invest your retirement funds into a franchise or business without taking a taxable distribution or incurring early withdrawal penalties. Using your IRA as a funding source for new or existing businesses adds significant advantages over debt type financing.